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Cheques are used in almost all transactions such as re-payment of loan, payment of salary, bills, fees, etc. A vast majority of cheques are processed and cleared by banks on daily basis. Cheques are issued for the reason of securing proof of payment. Nevertheless, cheques remain a reliable method of payment for many people.

When a cheque is dishonoured, the drawee bank immediately issues a ‘Cheque Return Memo’ to the banker of the payee mentioning the reason for non-payment. The dishonour of cheque is a criminal offence and is punishable by imprisonment up to two years or with monetary penalty or with both

The Negotiable Instruments Act, 1881 is applicable for the cases of dishonour of cheque. This Act has been amended many times since 1881

Prior to the payee initiating court action the payee has to follow certain legal procedures, our panel of lawyers and advocate will check that these procedures have been followed. In any event we will obtain bail for you and forward a defence on your behalf to the Courts and handle all legal matters thereafter.

So act now, and stop the stress of court action, our panel of lawyers and attorney are here to assist you in this matter. Book a free consultation with our panels of lawyers and advocate - there is no obligation!