Are You Struggling to

Pay Your EMIS?

SingleDebt helps you customize your debts in a Single Affordable EMI as per your income and lets you pay the debt efficiently with our Debt Management Plan (DMP).

(This is NOT A LOAN)

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HELPED 50,000+ ACCOUNTS IN INDIA

40+ YEARS OF GLOBAL EXPERIENCE

INDIA'S NO. 1 PROVIDER OF DEBT & LEGAL SERVICES

Trustpilot Stars

HELPED 50,000+ ACCOUNTS IN INDIA

40+ YEARS OF GLOBAL EXPERIENCE

INDIA'S NO. 1 PROVIDER OF DEBT & LEGAL SERVICES

Trustpilot Stars

HELPED 50,000+ ACCOUNTS IN INDIA

40+ YEARS OF GLOBAL EXPERIENCE

INDIA'S NO. 1 PROVIDER OF DEBT & LEGAL SERVICES

SingleDebt

We have helped 50k+ clients become Debt Free

*WE DO NOT PROVIDE LOAN

FEATURED IN

HOW DO WE HELP YOU?

We Are a One-Stop-Solution to Manage All Your Debts

Join over 50,000 satisfied customers who have found freedom from debt with our help.

Debt-free
Start increasing your credit score
Reduce your EMI obligations to what you can afford to pay.
Legal support & protection from Creditors visits and harassment
Protection from creditor’s connecting your friends and family

Boost your credit score

Credit Score improves under DMP, this is because if you regularly pay your DMP EMI this will be updated on your credit files and your credit score will start to improve.

No Recovery Agents At Your Door

We will restrict the creditor visits to your home or office.

Pay EMIs As Per Your Convenience

With SingleDebt, you can pay a Single Affordable EMI as per your disposable income.

Legal Support

Our experienced lawyers will always be available & respond to your creditors’ legal notices

BENEFITS OF ENROLLING WITH SINGLEDEBT?

SingleDebt offers a comprehensive approach to managing debt, providing numerous benefits for individuals seeking financial stability. With tailored Debt Management Plans, we help you consolidate their debts into affordable monthly payments, alleviating financial stress. We prioritize client well-being by offering legal assistance to stop creditor harassment, ensuring peace of mind.

Positive Credit Score Impact.

Participating in a DMP can minimize any negative impact on your credit score. It will be noted on your credit report that you’re paying down your debt.

Harassment and Debt Assistance

SingleDebt lawyers offers solutions to stop creditor harassment and help you become debt-free.

One Affordable EMI For All Your Unsecured Loans

Our lawyers will negotiate with your creditors to reduce your EMI, consolidating multiple debts into a single, affordable EMI.

HOW SINGLEDEBT WORKS?

1

Enroll Now

Enroll with us by filling a simple Registration Form

2

Debt-Free Counselling

Enroll with us by filling a simple Registration Form

3

Affordable Single EMI?

Enroll with us by filling a simple Registration Form

4

Get relief from Creditors’ Harassment

Enroll with us by filling a simple Registration Form

5

Legal Assistance

Enroll with us by filling a simple Registration Form

6

Debt Free Life

Enroll with us by filling a simple Registration Form

1

Enroll Now

Enroll with us by filling a simple Registration Form

2

Debt-Free Counselling

Our professional debt counsellors will evaluate your situation and provide the best possible customized DMP

3

Affordable Single EMI?

Our DMP will help you reduce multiple EMIs into a Single Affordable EMI, based on your disposable income.

4

Get relief from Creditors’ Harassment

We will act as a shield for you and get relief from Creditor Harassment

5

Legal Assistance

We will provide Professional Legal Support

6

Debt Free Life

Get on board with us to become debt free

What Our Happy Clients Say About Us

Managed Debts

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Counselled Customers

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Debts Closed

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Settlement Completed

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Customer Satisfaction

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I was completely overwhelmed by my debt and didn't know where to turn. Single Debt has been an absolute lifesaver in helping me manage my debt and regain control of my finances. From the very first consultation, their team was incredibly supportive, compassionate, and professional. If you’re struggling with debt and need someone to guide you through, I highly recommend Single Debt. They truly care about helping people get back on their feet and stay financially healthy.

Rohit Kumar

I have been taking single debt service since last 3 months. Whatever problems I have faced related to my loan, it has helped me a lot. I am very happy that I got the support of single debt. Every call from creditors is answered promptly. so thank you single debt paralegal team, and Account team. That is why I am thanking the account team because the payment has been made as promised.

Raj Gogoi

Recently I have enrolled single debt service and the experience is good. Team is managing all creditors calls very well. They are understanding and supportive. Priyanshi is handling the calls smoothly from paralegal team. Thank you for your support.

Jyoti Kantela

TRUSTED BY INDIA

FAQs

What is SingleDebt, and how does it work?

SingleDebt is India’s first and no.1 debt management company that helps individuals and businesses (MSMEs) consolidate multiple creditor loan repayments into one affordable EMI, provide relief from creditor harassment legally, and rebuild credit scores. We negotiate with lenders on your behalf under RBI guidelines and create a structured Debt Management Plan (DMP) tailored to your income.

Can SingleDebt stop creditor harassment immediately?

While SingleDebt moves swiftly to address creditor harassment, it’s important to understand that harassment doesn’t stop immediately or completely cease the moment you enroll. What we do provide is significant relief and a structured legal process to manage it.

Upon enrollment, our dedicated team, including experienced paralegals, begins working on your behalf. We will issue official communications to your creditors, notifying them that you are now under our professional debt management program and that all future communication should be directed through us. This process legally prohibits them from continuing direct harassment.

It might take a short period for creditors to update their systems and cease direct contact, but our proactive intervention significantly reduces and eventually stops the harassment, allowing you to regain peace of mind and focus on your debt resolution journey.

Will consolidating EMIs affect my credit score?

While streamlining your EMIs through a Debt Management Plan (DMP) might have an initial impact on your credit score, our structured repayment strategies are designed to help you rebuild it over time. We prioritize minimizing any potential CIBIL damage by negotiating with lenders on your behalf and creating plans that adhere to RBI guidelines, focusing on responsible debt management rather than traditional restructuring. Our goal is to guide you towards a stronger financial future.

Are SingleDebt’s services available across India?

Absolutely. SingleDebt is committed to assisting clients nationwide. We offer comprehensive consultations across more than 200 cities in India, both on call and through in-person meetings in Mumbai. Furthermore, our legal services extend across the country, with the flexibility for arbitration to happen anywhere, ensuring that geographic location is not a barrier to accessing the best possible debt solutions and legal support for your financial peace of mind.

Is the consultation really free?

Yes! The first consultation is 100% free with no obligations. We charge only if you enroll in our Debt Management Plan. Contact us for more information.

How long does it take to become debt free with SingleDebt?

There is no specific, fixed time duration to become debt free with SingleDebt because every client’s financial situation is unique. The timeline for achieving a debt free status depends entirely on several factors, including:

Your total outstanding debt
Your current income and financial capacity
The terms and conditions of your various lenders
Your commitment to the tailored Debt Management Plan (DMP) we create for you.

Our approach is highly personalized. We work closely with you to understand your specific circumstances and design a structured repayment plan that is affordable and sustainable for you. While we aim to help you see significant progress as efficiently as possible, the journey to becoming debt free is customized to your individual structure and financial goals.

What makes SingleDebt different from other debt companies?

SingleDebt stands apart due to our client’s trust, satisfaction, our award winning holistic and robust approach to debt management and the unique advantages offered to our clients:

Pioneering & Award-Winning Expertise: We are India’s first and no.1 dedicated debt management company. Being awarded ‘Best Debt Management Company’ by SOS Awards and shortlisted for ‘StartUp of the year’ award at prestigious IFTA awards, is a testament to our pioneering spirit to help individuals gain financial freedom and deep understanding of the Indian financial landscape.
Proven Track Record: With 40+ years of global expertise and having earned the trust of over 50,000 Indians, our success is built on a foundation of results and client satisfaction showcased with a 4.7 google review rating.
Comprehensive Legal Protection (In-House Advocates): Unlike many others, we don’t just reduce EMIs; we provide genuine relief from creditor harassment through legal protection.
Expert Creditor Negotiations: Our legal team and experienced negotiators don’t just offer standard plans; they conduct skilled and strategic negotiations with lenders on your behalf.
Credit Score Improvement: Our focus extends beyond immediate relief. We actively work with you to understand and rebuild your credit score, ensuring your long-term financial health and opening doors to future financial opportunities.

I have multiple loans and can’t manage EMIs. Can SingleDebt actually help?

Absolutely. We understand how overwhelming it can be to manage multiple loans. At SingleDebt, our primary goal is to bring you immediate relief and a clear path forward. We work closely with you to analyze all your existing loans, your income, and your expenses. From this, we craft a personalized Debt Management Plan (DMP) designed to make your monthly payments manageable and reduce your financial stress. This structured approach helps you regain control and works towards a debt free future. Many clients experience a significant reduction in financial anxiety very quickly once they start with their customized plan.

I’m getting 20+ creditor calls daily. How fast can you stop the harassment?

We understand how distressing constant creditor calls can be. As soon as you engage with SingleDebt, our team will initiate contact with your creditors. We proactively send official notices, informing them that you are now under a professional debt management program with us. This structured approach, adhering to RBI guidelines, aims to streamline communication and significantly reduce or redirect creditor contact to us, allowing you to regain your peace of mind while we work on your debt solution.

I received a legal notice. Can SingleDebt prevent court action?

Receiving a legal notice can be concerning, but SingleDebt acts decisively on your behalf and our experienced legal team immediately responds to these notices, engaging directly with lenders and their advocates to prevent escalation to court. We specialize in negotiating effective repayment terms that protect your interests. Our track record speaks for itself: we have successfully handled thousands of cases without court intervention, providing peace of mind and resolution to our clients.

I’ve been scammed before. Why should I trust SingleDebt?

We understand your concern. At SingleDebt, trust and transparency are paramount. We are proud to be India’s highest-rated and most trusted debt management company, with 4.7 on Google Ratings and 4.8 on Trustpilot, a reputation built over 40+ years of global experience.

Our commitment to your financial well-being is reflected in our track record: we’ve successfully guided over 50,000 clients across 187 cities in India to become debt free.

Crucially, with an in-house team of advocates, all our debt management plans are meticulously crafted and fully compliant with RBI (Reserve Bank of India) guidelines, ensuring that our processes are legal, ethical, and in your best interest. Furthermore, we operate on a transparent fee structure: you are only charged after you have thoroughly reviewed and approved your personalized debt management plan. This commitment ensures you know exactly what to expect and achieve your debt free goals.

What is the SingleDebt "Debt Free India Movement" Petition, and why should I sign it?

The “Debt Free India Movement” Petition is SingleDebt’s nationwide initiative to advocate for crucial changes in India’s financial system. By signing, you join other Indians asking for:

Stronger regulations to curb irresponsible lending practices.
Legal protection from harassment for debtors.
Accessible, structured debt management programs (DMPs) to reduce debt burdens based on individual affordability.
Wider access to financial literacy resources.

Signing the petition is vital as it helps us push for legislation, protect individuals and MSMEs, and build a more stable Indian economy by reducing the burden of debt.