Take Control Of Your Financial Future With Our Debt Management Plan
- One affordable EMI for all your unsecured loans
- Harassment Relief
- Boost Your Credit Score
- Become Debt Free
- Enroll for ₹599
(This is NOT A LOAN).
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HELPED 50,000+ ACCOUNTS IN INDIA
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40+ YEARS OF GLOBAL EXPERIENCE
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INDIA’S NO. 1 PROVIDER OF DEBT & LEGAL SERVICES
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HELPED 50,000+ ACCOUNTS IN INDIA
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40+ YEARS OF GLOBAL EXPERIENCE
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INDIA’S NO. 1 PROVIDER OF DEBT & LEGAL SERVICES
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HELPED 50,000+ ACCOUNTS IN INDIA
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40+ YEARS OF GLOBAL EXPERIENCE
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INDIA’S NO. 1 PROVIDER OF DEBT & LEGAL SERVICES
Featured In
Benefits of Using Debt Management
Affordable Monthly Payment
A Debt Management Plan (DMP) is an informal agreement with creditors to a monthly affordable payment schedule where the interest rate on your debt might be reduced.
Credit Score Improvement
Credit Score improves under our DMP, since, you regularly pay your affordable EMIs which gets updated on your credit files leading to an improved credit score.
The Pressure Is Off
Constant collection calls will stop, and you will get the breathing space to manage your budget and monthly expenses better.
One Affordable EMI Plan For All Your Unsecured Loans
Our lawyers will negotiate with your creditors to reduce your EMI, consolidating multiple debts into a single, affordable EMI. We also provide financial counselling to improve budgeting and spending habits, ensuring you regain control over your finances and obtain credit after completing your DMP.
All creditor and account payment related information can be accessed 24/7 transparently on our secure Debt Management Plan.
Positive Credit Score Impact
A DMP is not registered on your credit file and being enrolled on our DMP can positively influence your credit score in multiple ways.
- It will be noted on your credit report that you’re paying down your debt
- Timely payment history, which accounts for 35% of a FICO credit score, will positively impact the score
- The decline in the amount you owe as debt accounts for 30% of the score improvement
- We offer counseling, education and anti-harassment tools to help you reach your future financial goals for better credit file
Don’t let debt keep lingering over your life.
While your credit score may not be the most important thing in your life (especially if you’re struggling), the more you can do to improve your score while getting out of debt, the better – especially if you’ve got big purchases on the horizon, like a car or a house.
Harassment Relief and Debt Assistance
SingleDebt lawyers offer expert solutions to stop creditor harassment and help you become debt free. Whether you’re dealing with relentless creditor calls, unexpected visits to your home or workplace, or creditors contacting your friends and family, we are here to provide immediate help. You can easily raise a query on the debt management plan or get in touch with us directly on call.
From managing personal, App Loans, Buy Now, Pay Later (BNPL) and credit cards, we give you the tools to tackle debt stress-free. With just a few clicks, you’ll receive guidance on stopping harassment, legal advice and getting on track toward paying off your debts.
Why Choose Our Debt Management Plan?
SingleDebt’s Debt Management Plan is one of India’s first fully digital debt management plan dedicated to providing secure, accurate and transparent debt and harassment solutions. Access advice at your own pace, from the comfort of your home.
Our debt management plan empowers you to take control of your financial future, helping you find the right solutions to stop harassment and regain control over your finances.
Debt Management Plan at Your Finger Tips
Download the SingleDebt App Now and Take Control of Your Finances
FAQs
What is SingleDebt, and how does it work?
SingleDebt is India’s first and no.1 debt management company that helps individuals and businesses (MSMEs) consolidate multiple creditor loan repayments into one affordable EMI, provide relief from creditor harassment legally, and rebuild credit scores. We negotiate with lenders on your behalf under RBI guidelines and create a structured Debt Management Plan (DMP) tailored to your income.
Can SingleDebt stop creditor harassment immediately?
While SingleDebt moves swiftly to address creditor harassment, it’s important to understand that harassment doesn’t stop immediately or completely cease the moment you enroll. What we do provide is significant relief and a structured legal process to manage it.
Upon enrollment, our dedicated team, including experienced paralegals, begins working on your behalf. We will issue official communications to your creditors, notifying them that you are now under our professional debt management program and that all future communication should be directed through us. This process legally prohibits them from continuing direct harassment.
It might take a short period for creditors to update their systems and cease direct contact, but our proactive intervention significantly reduces and eventually stops the harassment, allowing you to regain peace of mind and focus on your debt resolution journey.
Will consolidating EMIs affect my credit score?
While streamlining your EMIs through a Debt Management Plan (DMP) might have an initial impact on your credit score, our structured repayment strategies are designed to help you rebuild it over time. We prioritize minimizing any potential CIBIL damage by negotiating with lenders on your behalf and creating plans that adhere to RBI guidelines, focusing on responsible debt management rather than traditional restructuring. Our goal is to guide you towards a stronger financial future.
Are SingleDebt’s services available across India?
Absolutely. SingleDebt is committed to assisting clients nationwide. We offer comprehensive consultations across more than 200 cities in India, both on call and through in-person meetings in Mumbai. Furthermore, our legal services extend across the country, with the flexibility for arbitration to happen anywhere, ensuring that geographic location is not a barrier to accessing the best possible debt solutions and legal support for your financial peace of mind.
Is the consultation really free?
Yes! The first consultation is 100% free with no obligations. We charge only if you enroll in our Debt Management Plan. Contact us for more information.
How long does it take to become debt free with SingleDebt?
There is no specific, fixed time duration to become debt free with SingleDebt because every client’s financial situation is unique. The timeline for achieving a debt free status depends entirely on several factors, including:
- Your total outstanding debt
- Your current income and financial capacity
- The terms and conditions of your various lenders
- Your commitment to the tailored Debt Management Plan (DMP) we create for you.
Our approach is highly personalized. We work closely with you to understand your specific circumstances and design a structured repayment plan that is affordable and sustainable for you. While we aim to help you see significant progress as efficiently as possible, the journey to becoming debt free is customized to your individual structure and financial goals.
What makes SingleDebt different from other debt companies?
SingleDebt stands apart due to our client’s trust, satisfaction, our award winning holistic and robust approach to debt management and the unique advantages offered to our clients:
- Pioneering & Award-Winning Expertise: We are India’s first and no.1 dedicated debt management company. Being awarded ‘Best Debt Management Company’ by SOS Awards and shortlisted for ‘StartUp of the year’ award at prestigious IFTA awards, is a testament to our pioneering spirit to help individuals gain financial freedom and deep understanding of the Indian financial landscape.
- Proven Track Record: With 40+ years of global expertise and having earned the trust of over 50,000 Indians, our success is built on a foundation of results and client satisfaction showcased with a 4.7 google review rating.
- Comprehensive Legal Protection (In-House Advocates): Unlike many others, we don’t just reduce EMIs; we provide genuine relief from creditor harassment through legal protection.
- Expert Creditor Negotiations: Our legal team and experienced negotiators don’t just offer standard plans; they conduct skilled and strategic negotiations with lenders on your behalf.
- Credit Score Improvement: Our focus extends beyond immediate relief. We actively work with you to understand and rebuild your credit score, ensuring your long-term financial health and opening doors to future financial opportunities.
I have multiple loans and can’t manage EMIs. Can SingleDebt actually help?
Absolutely. We understand how overwhelming it can be to manage multiple loans. At SingleDebt, our primary goal is to bring you immediate relief and a clear path forward. We work closely with you to analyze all your existing loans, your income, and your expenses. From this, we craft a personalized Debt Management Plan (DMP) designed to make your monthly payments manageable and reduce your financial stress. This structured approach helps you regain control and works towards a debt free future. Many clients experience a significant reduction in financial anxiety very quickly once they start with their customized plan.
I’m getting 20+ creditor calls daily. How fast can you stop the harassment?
We understand how distressing constant creditor calls can be. As soon as you engage with SingleDebt, our team will initiate contact with your creditors. We proactively send official notices, informing them that you are now under a professional debt management program with us. This structured approach, adhering to RBI guidelines, aims to streamline communication and significantly reduce or redirect creditor contact to us, allowing you to regain your peace of mind while we work on your debt solution.
I received a legal notice. Can SingleDebt prevent court action?
Receiving a legal notice can be concerning, but SingleDebt acts decisively on your behalf and our experienced legal team immediately responds to these notices, engaging directly with lenders and their advocates to prevent escalation to court. We specialize in negotiating effective repayment terms that protect your interests. Our track record speaks for itself: we have successfully handled thousands of cases without court intervention, providing peace of mind and resolution to our clients.
I’ve been scammed before. Why should I trust SingleDebt?
We understand your concern. At SingleDebt, trust and transparency are paramount. We are proud to be India’s highest-rated and most trusted debt management company, with 4.7 on Google Ratings and 4.8 on Trustpilot, a reputation built over 40+ years of global experience.
Our commitment to your financial well-being is reflected in our track record: we’ve successfully guided over 50,000 clients across 187 cities in India to become debt free.
Crucially, with an in-house team of advocates, all our debt management plans are meticulously crafted and fully compliant with RBI (Reserve Bank of India) guidelines, ensuring that our processes are legal, ethical, and in your best interest. Furthermore, we operate on a transparent fee structure: you are only charged after you have thoroughly reviewed and approved your personalized debt management plan. This commitment ensures you know exactly what to expect and achieve your debt free goals.
What is the SingleDebt "Debt Free India Movement" Petition, and why should I sign it?
The “Debt Free India Movement” Petition is SingleDebt’s nationwide initiative to advocate for crucial changes in India’s financial system. By signing, you join other Indians asking for:
- Stronger regulations to curb irresponsible lending practices.
- Legal protection from harassment for debtors.
- Accessible, structured debt management programs (DMPs) to reduce debt burdens based on individual affordability.
- Wider access to financial literacy resources.
Signing the petition is vital as it helps us push for legislation, protect individuals and MSMEs, and build a more stable Indian economy by reducing the burden of debt.
