How will a Debt Management Plan ( DMP ) help me manage and reduce my debt?

A Debt Management Plan (DMP) helps manage and reduce debt by consolidating multiple debts into a single, affordable monthly payment, based on your disposable income which comes from your monthly earnings after essential household expenses are considered. We will request and negotiate lower interest rates and fees with your creditors and will provide financial counseling to you to improve budgeting and spending habits.

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How will a Debt Management Plan ( DMP ) help me manage and reduce my debt?

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