Under our Personal Debt Program (PDP), SingleDebt offers a Debt Management Plan (DMP) that includes debt assessment, personalized repayment plans, creditor negotiations to reduce interest rates and fees, and consolidation of multiple debts into a single payment. Additionally, we provide financial counseling, budgeting advice, and legal support to handle creditor legal notices, arbitration matters, bounced cheques, and other debt issues. We also offer paralegal support to address creditor harassment and manage creditor calls, ensuring successful debt repayment and financial stability. For business loans, we provide a different service called CIDA – Company Informal Debt Arrangement, offering tailored plans for managing small business debts, giving ‘breathing space’ to MSMEs so that they can plan their cash-flow and a stable financial future for their business without the hassle of everyday creditor reminders or harassment from recovery agents.