INDIA’S 1st CHOICE DEBT SOLUTION COMPANY
Are You Struggling to Pay Your EMIs?
- Are you struggling with multiple EMIs?
- Are you getting harassed by creditors?
- Want to be debt-free but don’t know how?
SingleDebt helps you customize your debts in a Single Affordable EMI as per your income and lets you pay the debt efficiently with our Debt Management Plan (DMP).
HOW DO WE HELP YOU?
We Are a One-Stop-Solution to Manage All Your Debts
We provide a comprehensive Debt Management solution designed to shield you from creditor harassment and recovery agents while offering tailored strategies to manage and repay all your debts within a manageable single monthly income. Our mission is to prioritize your financial well-being by providing legal assistance when necessary and supporting you throughout the process, allowing you to concentrate on the essential aspects of your life.
We place our customers’ interests at the forefront and handle your creditors who solely focus on collecting money owed to them without considering your unique circumstances. We work closely with you to develop a personalized Debt Management Plan (DMP) that aligns with your specific requirements. Join the growing community of more than 50,000 satisfied customers who have successfully achieved freedom from debt with our assistance.
Experience the peace of mind that comes with SingleDebt’s packaged Debt Management solution. Say goodbye to creditor harassment and embrace a brighter financial future.
BENEFITS OF ENROLLING WITH SINGLEDEBT?
SingleDebt helps you customize your debts in a Single Affordable EMI as per your income and and lets you pay your Debt efficiently with our Debt Management Plan.
For Example: You are earning INR 40,000 pm and paying EMIs of INR 10,000 pm, along with all your regular monthly expenses. Due to some unavoidable expenses, you are left with just INR 5,000 and hence unable to pay your EMIs in full. With SingleDebt’s Debt Management Plan, you can pay your EMIs according to your income and convenience.
No Harassment Calls.
We will redirect the creditor’s calls to us and control the daily harassment for you.
No Recovery Agents At Your Door
We will restrict the creditor visits to your home or office.
Pay EMIs As Per Your Convenience.
With SingleDebt, you can pay a Single Affordable EMI as per your disposable income.
Legal Support.
Our experienced lawyers will always be available & respond to your creditors’ legal notices
TRUSTED BY INDIA
HELPED MORE THAN 50,000+ DEBT-RIDDEN INDIVIDUALS IN INDIA.
OVER 40 YEARS OF DEBT MANAGEMENT SOLUTIONS EXPERIENCE.
INDIA’S NO.1 DEBT MANAGEMENT & LEGAL SERVICES PROVIDER.
HOW SINGLEDEBT WORKS ?
1. Enroll Now
Enroll with us by filling a simple Registration Form
2. Debt-Free Counselling
Our professional debt counsellors will evaluate your situation and provide the best possible customized DMP
3. Affordable Single EMI?
Our DMP will help you reduce multiple EMIs into a Single Affordable EMI, based on your disposable income.
4. Get relief from Creditors’ Harassment
We will act as a shield for you and get relief from Creditor Harassment
5. Legal Assistance
We will provide Professional
Legal Support
6. Debt Free Life
Get on board with us to become debt free
HOW SINGLEDEBT WORKS ?
News & Media
FAQs
What is SingleDebt, and how does it work?
SingleDebt is India’s first and no.1 debt management company that helps individuals and businesses (MSMEs) consolidate multiple creditor loan repayments into one affordable EMI, provide relief from creditor harassment legally, and rebuild credit scores. We negotiate with lenders on your behalf under RBI guidelines and create a structured Debt Management Plan (DMP) tailored to your income.
Can SingleDebt stop creditor harassment immediately?
While SingleDebt moves swiftly to address creditor harassment, it’s important to understand that harassment doesn’t stop immediately or completely cease the moment you enroll. What we do provide is significant relief and a structured legal process to manage it.
Upon enrollment, our dedicated team, including experienced paralegals, begins working on your behalf. We will issue official communications to your creditors, notifying them that you are now under our professional debt management program and that all future communication should be directed through us. This process legally prohibits them from continuing direct harassment.
It might take a short period for creditors to update their systems and cease direct contact, but our proactive intervention significantly reduces and eventually stops the harassment, allowing you to regain peace of mind and focus on your debt resolution journey.
Will consolidating EMIs affect my credit score?
While streamlining your EMIs through a Debt Management Plan (DMP) might have an initial impact on your credit score, our structured repayment strategies are designed to help you rebuild it over time. We prioritize minimizing any potential CIBIL damage by negotiating with lenders on your behalf and creating plans that adhere to RBI guidelines, focusing on responsible debt management rather than traditional restructuring. Our goal is to guide you towards a stronger financial future.
Are SingleDebt’s services available across India?
Absolutely. SingleDebt is committed to assisting clients nationwide. We offer comprehensive consultations across more than 200 cities in India, both on call and through in-person meetings in Mumbai. Furthermore, our legal services extend across the country, with the flexibility for arbitration to happen anywhere, ensuring that geographic location is not a barrier to accessing the best possible debt solutions and legal support for your financial peace of mind.
Is the consultation really free?
Yes! The first consultation is 100% free with no obligations. We charge only if you enroll in our Debt Management Plan. Contact us for more information.
How long does it take to become debt free with SingleDebt?
There is no specific, fixed time duration to become debt free with SingleDebt because every client’s financial situation is unique. The timeline for achieving a debt free status depends entirely on several factors, including:
- Your total outstanding debt
- Your current income and financial capacity
- The terms and conditions of your various lenders
- Your commitment to the tailored Debt Management Plan (DMP) we create for you.
Our approach is highly personalized. We work closely with you to understand your specific circumstances and design a structured repayment plan that is affordable and sustainable for you. While we aim to help you see significant progress as efficiently as possible, the journey to becoming debt free is customized to your individual structure and financial goals.
What makes SingleDebt different from other debt companies?
SingleDebt stands apart due to our client’s trust, satisfaction, our award winning holistic and robust approach to debt management and the unique advantages offered to our clients:
- Pioneering & Award-Winning Expertise: We are India’s first and no.1 dedicated debt management company. Being awarded ‘Best Debt Management Company’ by SOS Awards and shortlisted for ‘StartUp of the year’ award at prestigious IFTA awards, is a testament to our pioneering spirit to help individuals gain financial freedom and deep understanding of the Indian financial landscape.
- Proven Track Record: With 40+ years of global expertise and having earned the trust of over 50,000 Indians, our success is built on a foundation of results and client satisfaction showcased with a 4.7 google review rating.
- Comprehensive Legal Protection (In-House Advocates): Unlike many others, we don’t just reduce EMIs; we provide genuine relief from creditor harassment through legal protection.
- Expert Creditor Negotiations: Our legal team and experienced negotiators don’t just offer standard plans; they conduct skilled and strategic negotiations with lenders on your behalf.
- Credit Score Improvement: Our focus extends beyond immediate relief. We actively work with you to understand and rebuild your credit score, ensuring your long-term financial health and opening doors to future financial opportunities.
I have multiple loans and can’t manage EMIs. Can SingleDebt actually help?
Absolutely. We understand how overwhelming it can be to manage multiple loans. At SingleDebt, our primary goal is to bring you immediate relief and a clear path forward. We work closely with you to analyze all your existing loans, your income, and your expenses. From this, we craft a personalized Debt Management Plan (DMP) designed to make your monthly payments manageable and reduce your financial stress. This structured approach helps you regain control and works towards a debt free future. Many clients experience a significant reduction in financial anxiety very quickly once they start with their customized plan.
I’m getting 20+ creditor calls daily. How fast can you stop the harassment?
We understand how distressing constant creditor calls can be. As soon as you engage with SingleDebt, our team will initiate contact with your creditors. We proactively send official notices, informing them that you are now under a professional debt management program with us. This structured approach, adhering to RBI guidelines, aims to streamline communication and significantly reduce or redirect creditor contact to us, allowing you to regain your peace of mind while we work on your debt solution.
I received a legal notice. Can SingleDebt prevent court action?
Receiving a legal notice can be concerning, but SingleDebt acts decisively on your behalf and our experienced legal team immediately responds to these notices, engaging directly with lenders and their advocates to prevent escalation to court. We specialize in negotiating effective repayment terms that protect your interests. Our track record speaks for itself: we have successfully handled thousands of cases without court intervention, providing peace of mind and resolution to our clients.
I’ve been scammed before. Why should I trust SingleDebt?
We understand your concern. At SingleDebt, trust and transparency are paramount. We are proud to be India’s highest-rated and most trusted debt management company, with 4.7 on Google Ratings and 4.8 on Trustpilot, a reputation built over 40+ years of global experience.
Our commitment to your financial well-being is reflected in our track record: we’ve successfully guided over 50,000 clients across 187 cities in India to become debt free.
Crucially, with an in-house team of advocates, all our debt management plans are meticulously crafted and fully compliant with RBI (Reserve Bank of India) guidelines, ensuring that our processes are legal, ethical, and in your best interest. Furthermore, we operate on a transparent fee structure: you are only charged after you have thoroughly reviewed and approved your personalized debt management plan. This commitment ensures you know exactly what to expect and achieve your debt free goals.
What is the SingleDebt "Debt Free India Movement" Petition, and why should I sign it?
The “Debt Free India Movement” Petition is SingleDebt’s nationwide initiative to advocate for crucial changes in India’s financial system. By signing, you join other Indians asking for:
- Stronger regulations to curb irresponsible lending practices.
- Legal protection from harassment for debtors.
- Accessible, structured debt management programs (DMPs) to reduce debt burdens based on individual affordability.
- Wider access to financial literacy resources.
Signing the petition is vital as it helps us push for legislation, protect individuals and MSMEs, and build a more stable Indian economy by reducing the burden of debt.
FAQs
If you have defaulted on a payment then your credit score would have been affected already. With our debt management plan, as your creditors receive regular payments, this will start reflecting on your credit report which in turn will help improve your score over time. It is important that you keep up with the repayments on the plan as your creditors will be keeping a close eye on regularity of your payments.
Your credit report may reflect that you are on a repayment plan, although some creditors may not register it. With regular payments, your credit score will improve. It is important that the plan is followed through on time, every month.
For your repayment plan to have optimum affect, all unsecured debts should be included on the plan. This allows you to free up as much disposable income as possible to pay off your creditors. Our aim is to get you out of debt as quickly as possible.
Each plan is tailored to your requirements. We make sure you have enough income to cover your essential bills, like rent, food, utility bills, medical and travel expenses. The remaining money (disposable income) will be set aside to pay back your creditors every month.
We would love to speak with you and understand your financial circumstance. Please contact us or fill the online registeration form and one of our debt advisors will be in touch. Tel: +91 (961) 910-3594
