What’s the Difference Between Debt Consolidation and Debt Settlement?

What’s the Difference Between Debt Consolidation and Debt Settlement? Debt consolidation and debt settlement are both financial components for improving debt load. These components work quite differently and are used to resolve many debt-related issues. Debt consolidation and debt settlement are both forms of debt relief that may help you manage your debt, but they […]

Trapped in Loans? How CIDA Negotiated a ₹9.3L Savings & EMI Reduction

Restructured five business loans with moratorium periods, reducing his EMI by 42% & negotiated a settlement of 51% discount on four business loans. Imran H from Mumbai. (Due to confidentiality, we have not provided their photos, real name or the name of their business.) × A businessman in Mumbai was running a successful manufacturing business […]

From ₹76K EMI Burden to ₹35K Plan—How PDP Brought Stability in Tough Times

Stopped harassment, restructured a loan & moratorium period. Mukesh P from Mumbai. (Due to confidentiality, we have not provided their photos, real name or the name of their business.) × A 48-year-old living in Mumbai had connected us because he was experiencing excessive harassment from his creditors with whom he had missed more than two […]