Terms and Conditions

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY SIGINING UP TO AND/OR USING THIS PLATFORM AND OUR SERVICES, YOU AGREE TO BE BOUND BY ALL OF THE BELOW TERMS AND CONDITIONS AND PRIVACY POLICY.

These terms and conditions (“Terms and Conditions”) control your use of this website (www. Singledebt.in) and mobile application called SingleDebt is owned and operated by City Credit Management LLP Trading as SingleDebt In these Terms and Conditions, “SingleDebt” is hereinafter referred to as the “Company”, “us,” or “we or “our and their respective connotations.”

By using this website/application or its Services, You Agree and Warrant that you have read, understood, and agreed to be bound by these terms and conditions. If you do not accept these terms and conditions, you are not authorized to use all or any portion of the company’s website/application, dashboard and its services (as defined below). The users should read with the Privacy Policy available at (include hyperlinks)

Please read them carefully before you use the services of this site.

• You should not use this site/app in an unlawful manner; you must abide to the website/app terms and conditions and the Privacy Policy.
• Under no situations or circumstances, will the Company be liable for any change in the content which it provides on the website through its products and services, including but not limited to any errors, omissions, loss, or damage experienced in connection with the use of exposure, any content made available via our products, services, or various resources such as email, blog etc.
• We have absolute rights to amend, the said terms and conditions from time to time. We request you to check this page regularly to take notice of the changes we may have made.
• We are not responsible for the charges incurred for the usage of hardware, software, or internet services provider fee. Also, the user is fully responsible for the proper functioning of computer hardware and internet access.
• You will be required to use login credentials for some of the sections on the site/application and the Company reserves the right to block access to our services for any user who does not follow these conditions.
• We make sure that users get uninterrupted access to our service, but there is no obligation and we should  not be held responsible and is not obligated for issues in your network or server beyond certain limits.

Website/Mobile Application usage guidelines

• Do not insult, abuse, harass, stalk, threaten, or otherwise infringe the rights of others.
• Do not publish, post, distribute or disseminate any defamatory, infringing, indecent, offensive, or unlawful material or information.
• Do not upload, install, transfer files which are protected by Intellectual Property Laws or software which affect other computers.
• It’s prohibited to edit HTML source code, reverse engineer, or attempt to hack.
• Do not run Spam services/scripts or anything which could affect the infrastructure, and in turn, the users.
• Do not communicate spam, advertise, or sell services such as digital downloads, eBooks, or phishing links.
• You may not copy, distribute, and indulge in plagiarism with website content or user submitted content.
• Do not use any content which violates any legal, regulatory, Governmental or network operator conditions or codes of practice.

Limit of liability

You expressly understand and agree that the Company shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including damages for loss of profits, goodwill, use, data or other intangible losses (even if the Company has been advised of the possibility of such damage), resulting from:

(i) the use or the inability to use the service.

(ii) the cost of procurement of substitute goods and services resulting from any goods, or services purchases or obtained or messages received, or transactions entered through or from the Website or otherwise.

(iii) unauthorized access to or alteration of your transmissions or data or confidential information.

(iv) statements or conduct of any third party on the Services.

(v) any other matter relating to the Services.

Indemnification

You agree to indemnify and hold the Company and our subsidiaries, affiliates, officers, directors, agents, and employees, harmless from any claim or demand (including legal expenses and the expenses of other professionals) made by a third party due to or arising out of your breach of this Terms of Use or the documents it incorporates by reference, or your violation of any law or the rights of a third party.

Fees

SingleDebt services are chargeable, and you are responsible for any fees that may be applicable to programs or usage of our services. You will be notified of such fees prior to completion of the transaction. Only if you consent and choose to pay the mentioned fees, shall the transaction processing go ahead.

Governing Law & Dispute Resolution

Any disputes or claims arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) are governed by and construed in accordance with the laws of India. Each of the Parties agree that, if any dispute(s) or difference(s) shall arise between the Parties in connection with or arising out of this Agreement, the Parties shall attempt, for a period of 30 (thirty) days from the receipt of a notice from the other Party of the existence of a dispute(s), to settle such dispute(s) by mutual discussions between the Parties.

If the said dispute(s) cannot be settled by mutual discussions within the thirty-day period provided above, either Party may refer the matter to a sole arbitrator to be mutually appointed in accordance with the Arbitration and Conciliation Act, 1996. The arbitration proceedings shall be held under the provisions of the Arbitration and Conciliation Act, 1996. The arbitration proceedings shall be held in English language at Mumbai.

Any disputes shall be governed by and construed in accordance with the laws of India. The courts of Mumbai shall have exclusive jurisdiction for the purposes of seeking and enforcing any interim, injunctive, or equitable relief, or for the enforcement of any arbitral award under this Agreement.

Refunds

Refunds are governed by the agreement that will be signed by you for availing our programs/ services. You may or may not be eligible for refund based on the terms that are mutually signed at the time to avail SingleDebt services.

For any other information, you can write to us at customercare@singledebt.in