Importance of Financial Literacy in India
Importance of Financial Literacy in India Financial literacy in India is still taboo for many of them, especially in regional sectors. Financial literacy refers to the skills and knowledge about finance that are used to make an informative decision while maintaining income and resources. Financial literacy allows a person to make a robust and viable […]
What is Financial Literacy?
What is Financial Literacy Financial Literacy, is the rationalizing of financial components such as budgeting, investing, borrowing, taxation, and personal financial management. The absence of such components or skills is referred to as being financially illiterate. Many nations especially developing countries like India, lack financial literacy. Let’s us all understand the components of Financial Literacy. […]
The Meaning and Implications of Your CIBIL Score
The Meaning and Implications of Your CIBIL Score A person may encounter people talking about CIBIL score quite often these days, especially when he or she tries to avail any type of credit from financial institutions. In such scenarios, it becomes very important to be aware of this very crucial terminology which reflects one’s credit […]
What Should You Do If You’re in Debt in India?
What should you do if you’re in debt in India? Being in debt in India has now become more and more stressful, What should you do if you’re in debt in India With high profile debtors and fraudsters like Nirav Modi, Vikram Kothari and our favourite Vijay Mallaya has made life for the ordinary debtor […]
Planning and Rationalizing the Spending of Salary Expenses
Planning and Rationalizing the Spending of Salary Expenses Everyone loves that day of the month when they hear the sweet chime of their phone’s massage tone informing them of their salary being credited in bank account. However, the important task of spending that credited amount responsibly, starts after the credit. Let us try to understand […]
7 Steps to Avoiding Falling into a Debt Trap
Debt is One Party’s Liability, and Another Party’s Asset During the period of our ancestors, paying off debts was practiced traditionally. Debt for them was equivalent to society’s judgments. The easiest way for them to recover all their debts was to use their savings. They used to save their income first and make suitable provisions […]
The Affects of Debt to an Employee
The Affects of Debt to an Employee Management and Corporate Leaders always want to perform their companies at their optimal levels. One of the primary ways of doing this is by ensuring that their employees work in stress free environments at their workplace, however sometimes despite company’s best intentions employees’ personal problems start to affect […]
The Affects of Harassment from Recovery Agents
The Affects of Harassment from Recovery Agents Due to incessant abusive calls and visits of recovery agents, customer’s mental health takes a massive beating, these defaulting customers often tries to hide these sufferings from their near and dear ones due to the social’s stigma associated with loan defaulters in our country, which in turn leads […]
Creditors Harassment Laws
Let’s Sneak Into The Creditors Harassment Laws In 2020! “Let’s focus on the does’ to keep in mind while facing a loan recovery agent and stressing on the Creditors harassment laws in 2020″. Imagine the worst hasn’t happened yet, its 2020 you never know what toll this disastrous year could take, the country’s economy has […]
