Case Study: From Financial Crisis Amidst a Health Emergency to Breathing Space for Growth

Challenge In July 2023, Vinod Gavhane faced a critical personal and financial crisis. Amidst managing a total debt of ₹6,15,246 and monthly EMIs of ₹18,277, his mother was hospitalized for 25 days in December 2024 due to a severe respiratory illness. This medical emergency compounded his financial stress, leaving him unable to meet his repayment […]