Priyanka Nair

October 28, 2026

You applied for a personal loan. Your salary is stable, your documents were in order, and your CIBIL score was in the range of…

October 21, 2026

The Debt-to-Income (DTI) ratio is a financial metric that compares your monthly debt liabilities with your gross monthly income. Lenders often use this ratio,…

October 14, 2026

You open your banking app to pay the electricity bill or withdraw a little cash, and notice that your balance is showing on the…

October 7, 2026

Navratri brings families together, but financial stress can make it harder to enjoy those moments. India’s household debt stood at 41.3% of GDP as…

August 27, 2026

If you’ve checked your CIBIL report and noticed the status “Suit Filed” against a loan or credit card account, it signals that the lender…

July 15, 2026

Many people assume that a spouse automatically becomes liable for unpaid loans, but Indian law does not work that way. Whether a wife is…

July 8, 2026

Many people believe that asking for help with debt means they’ve failed. In reality, seeking help early can prevent missed payments from escalating into…

July 2, 2026

Is 730 a good CIBIL score for getting a bank loan approved today? While a 730 score was traditionally considered safe, the RBI’s upcoming…

June 24, 2026

हाल के कुछ सालों में, भारत में Loan Recovery Agent’s द्वारा कर्जदारों को परेशान करना एक गंभीर समस्या बन गई है। लोन लेने वाले…

May 29, 2026

One of the most persistent myths in personal finance is that if one stops paying their EMIs and lies low for 7 years, their…