Sanjay Dubey

Director, Financial & Legal Services

30+ Years Experience 9 articles

Sanjay Dubey brings over three decades of business and financial services leadership to debt management and legal advisory. As Director, he oversees a panel of specialist lawyers handling cheque bounce, recovery, and Section 138 cases, while offering structured Debt Management Plans for individuals and companies struggling with repayment or facing creditor harassment.

His practice spans MSME debt solutions, unpaid invoice collection, settlement and foreclosure services, and support for customers with poor credit scores navigating financial distress. He also assists NRIs and foreign nationals with setting up new businesses in India and provides related legal and property services.

Before moving into financial and legal services, Sanjay Dubey held senior sales and business leadership roles at Vertoz, Vubites India (a Rediff.com subsidiary), Network18, and Infomedia18 — building a strong foundation in strategic partnerships, P&L management, and market development that now informs his approach to client-focused debt resolution.

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Reviewed

Interest is Keeping You in Debt: 3 Easy Moves to Boost Your CIBIL Score

April 1, 2026

Every month, thousands of Indian business owners and salaried borrowers make their EMI payments on time, and are still under financial stress. The culprit…

Reviewed

What to Know When Your Creditor Sells Your Debt to a Collection Agency

October 15, 2024

Did you know that the debt collection market in India is a staggering ₹40,000 crore industry, growing at an impressive 18% annually? With over…

Reviewed

Why Is My Credit Score Going Down When I Pay On Time

September 5, 2023

Your credit score can fall even when you pay on time, because repayment history is only one part of it. The most common causes…

Reviewed

Reasons Why You Have A Low CIBIL Score?

March 11, 2023

Taking a loan or issuing for a credit card can be an issue for you if you have a comparatively low CIBIL score. To…

Reviewed

What is a Debt Management Plan?

October 3, 2022

A debt management plan, or DMP in short, is an easy payment plan that helps you to maintain your debts. Those who are having…

Reviewed

Ways to build credit score after a loan settlement

September 12, 2022

We frequently choose to utilise a credit card when we have an urgent financial requirement, mainly due to us not having the funds at…

Reviewed

How to repay your debts

September 10, 2022

How to repay your debts: Guide to debt management services in India You might be wondering how a debt management service can make you…

Reviewed

Behind the Scenes: How Debt Settlement Companies in India Works and the Risk You Face

January 20, 2022

Debt settlement in India is simply defined as an agreement made with creditors to accept less than the amount you owe. It means that…

Reviewed

3 Benefits for Debt Settlement – Single Debt

January 4, 2022

3 benefits for debt settlement For anyone who is servicing multiple debts, they can face many difficulties. With multiple monthly payments, it can be…

Sanjay Dubey

Interest is Keeping You in Debt: 3 Easy Moves to Boost Your CIBIL Score

What to Know When Your Creditor Sells Your Debt to a Collection Agency

Why Is My Credit Score Going Down When I Pay On Time

Reasons Why You Have A Low CIBIL Score?

What is a Debt Management Plan?

Ways to build credit score after a loan settlement

How to repay your debts

Behind the Scenes: How Debt Settlement Companies in India Works and the Risk You Face

3 Benefits for Debt Settlement – Single Debt

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