Why Is My Credit Score Going Down When I Pay On Time
Because it determines your borrowing capacity and interest rates, your credit score is an important financial indication. It demonstrates your creditworthiness and financial prudence. However, it can be perplexing when your credit score takes a dip even though you’ve been diligent about paying your bills on time. In this comprehensive guide, we’ll explore the possible […]
How to Deal with an Untaken Loan Showing on Your CIBIL Report
Credit reports are like your financial report cards, showcasing your money-related behavior and trustworthiness. Reports compiled by credit bureaus determine your credit score as well as play a vital role in loan applications. But there’s a twist: These reports aren’t always error-free. Imagine getting penalized for something you didn’t even do, like having an untaken […]
Why Is Financial Literacy an Important Topic for Youths
Youth growth and well-being are greatly impacted by financial knowledge. Check out these key arguments about the importance of financial literacy for youths. Finance Management: It aids in their understanding of ideas like budgeting, saving, and investing, empowering kids to make wise financial decisions. This lays a strong foundation for their financial stability and independence […]
Harassment By EMI Vendors Led To Art Director’s Death
Finance officers of loan companies can sometimes contribute to severe mental stress in people through various actions and practices. It’s important to note that while some individuals in these roles may engage in questionable or unethical behavior, not all finance officers or loan companies are involved in such practices. Today we have heart-wrenching news on […]
How to Raise Your CIBIL Dispute and Improve Your Score
A CIBIL dispute refers to the process of raising a formal complaint or disagreement with the Credit Information Bureau India Limited (CIBIL) regarding any inaccuracies or discrepancies found in an individual’s credit report. What Is CIBIL Dispute All About? A credit report is a comprehensive record of an individual’s credit history, including details of their […]
How to Remove Name from CIBIL Defaulters List?
Have you found yourself caught in the challenging position of being named on the CIBIL defaulters list? You should investigate what caused the default and take steps to rectify it as soon as possible. This could involve contacting the lender to arrange a payment plan or appealing to the credit bureau to remove the default […]
What Are the Essential Financial Habits for a Debt-Free Life
Living a debt-free life is an aspiration for many individuals. It requires a commitment to adopting essential financial habits that promote responsible money management and reduces reliance on debt. In this blog post, we will explore the key financial habits necessary to achieve and maintain a debt-free lifestyle. Including these healthy habits in your routine […]
How do bad financial habits affect your future?
Bad financial habits can have a profound and lasting impact on your future financial well-being. From excessive spending and accumulating debt to neglecting savings and failing to plan for the future, these habits can hinder your ability to achieve your financial goals and create financial stability. In this blog post, we will delve into the […]
Does stop payment affect your credit
It’s crucial to understand how certain decisions can effect your credit score when handling your finances. Stop payments, as the name suggests, are a type of financial word that relates to telling your bank to cancel a previously authorised cheque or payment.This article’s goal is to explain the consequences of making a stop payment and, […]
How Can Smart Money Management Help You Achieve Your Financial Goals
Achieving the vision-aimed financial goals seems like a drift these days. Whether it’s saving for retirement, purchasing a dream home, or starting a business, smart money management is the key to turning aspirations into reality. Today’s blog is emphasized how great financial practice can take you a long way to success in terms of financial […]
