Sleepless Nights? 7 Signs Missed EMIs Are Hurting Your Mental Health.
Financial stress from missed EMI payments and multiple debts is a common yet unacknowledged reality for many in India’s middle class, significantly impacting their peace of mind. According to the Money and Mental Health organization, debt problems make people with depression 4.2 times more likely to remain depressed after 18 months. This article, focusing on […]
Financial Literacy: What It Is and Why Is It So Important?
In a world of economic uncertainties and ever-increasing financial complexities, the importance of financial literacy cannot be overstated. It is the compass that helps us navigate the intricate maze of personal finance, allowing us to make informed and effective decisions with our money. But just what is financial literacy and why is it so important […]
Personally Handled Debt Management vs. Professional Debt Counseling: Which Is Right for You?
Do you know that while it’s entirely possible to manage your debt on your own, thousands of Indians have ended up deeper in financial distress because they didn’t understand the complexity of repayment, negotiation, and legal frameworks? Professional debt counseling is gaining traction in India due to rising credit card debt, BNPL defaults, and personal […]
How Buy Now Pay Later (BNPL) Affects Your CIBIL Score
Did you know that trendy “Buy Now Pay Later” (BNPL) options on quick commerce apps and websites could quietly damage your credit score if you’re not careful? As highlighted by Business Today, young Indian consumers are increasingly falling into BNPL traps, unaware that missed or late payments are reported to credit bureaus like CIBIL, affecting […]
How to Communicate with Creditors When You Miss An EMI?
Do you know that one well-crafted conversation with your lender could prevent months of stress, harassment, or even legal action? In fact, financial experts are now advising Indian borrowers to proactively communicate with creditors as a first line of defense when you miss an EMI payment. Timely and respectful dialogue—when done right—can lead to revised […]
How Can Debt and Money Issues Impact Your Mental Health?
Do you know that financial debt doesn’t just affect your bank balance—it can quietly and deeply harm your mental health, relationships, and even your sleep? According to a Financial Express report, rising household debt and economic uncertainty in India have caused a surge in anxiety and depression—particularly among working professionals and middle-income families. What starts […]
How to File a Complaint with the Banking Ombudsman: A Step-by-Step Guide
Do you know that financial debt doesn’t just affect your bank balance—it can quietly and deeply harm your mental health, relationships, and even your sleep? According to a Financial Express report, rising household debt and economic uncertainty in India have caused a surge in anxiety and depression—particularly among working professionals and middle-income families. What starts […]
7 Mistakes to Avoid in 2025 for a Better Financial Future
Are These Financial Mistakes Holding You Back? Do you know that a single financial misstep can set you back for years? Many middle-class families in India struggle with financial instability due to poor money management, leading to debt traps, missed investment opportunities, and financial stress. According to a recent report on The Economic Times, overspending, […]
4 Mental Roadblocks That Prevent You from Better Debt Management
Do you ever feel stuck in a cycle of debt, despite your best efforts to break free? It might not just be your finances at play—your mindset could be the real obstacle. Psychological barriers often prevent people from taking control of their financial situation, leading to stress, missed opportunities, and deeper debt. A recent study […]
How to Choose a Debt Management Plan in India
Do you know that India’s household debt is close to 43% of its total GDP? If you’re struggling to juggle multiple EMIs, facing relentless creditor harassment, or feeling overwhelmed by debt, a Debt Management Plan (DMP) might be the structured solution you need. But how do you choose the right debt management plan? With so […]
