The Meaning and Implications of Your CIBIL Score
The Meaning and Implications of Your CIBIL Score A person may encounter people talking about CIBIL score quite often these days, especially when he or she tries to avail any type of credit from financial institutions. In such scenarios, it becomes very important to be aware of this very crucial terminology which reflects one’s credit […]
What Should You Do If You’re in Debt in India?
What should you do if you’re in debt in India? Being in debt in India has now become more and more stressful, What should you do if you’re in debt in India With high profile debtors and fraudsters like Nirav Modi, Vikram Kothari and our favourite Vijay Mallaya has made life for the ordinary debtor […]
Planning and Rationalizing the Spending of Salary Expenses
Planning and Rationalizing the Spending of Salary Expenses Everyone loves that day of the month when they hear the sweet chime of their phone’s massage tone informing them of their salary being credited in bank account. However, the important task of spending that credited amount responsibly, starts after the credit. Let us try to understand […]
Coping with Financial Stress
Coping with Financial Stress Millions of people around the globe were affected by the financial crises and stress caused by COVID19 and the subsequent lockdowns. The global economy was adversely affected where many jobs were lost, and many businesses were on the edge of shutting down. The crisis had made people vulnerable, not only were […]
7 Steps to Avoiding Falling into a Debt Trap
Debt is One Party’s Liability, and Another Party’s Asset During the period of our ancestors, paying off debts was practiced traditionally. Debt for them was equivalent to society’s judgments. The easiest way for them to recover all their debts was to use their savings. They used to save their income first and make suitable provisions […]
Operation Hafta Vasooli- Know What RBI crackdowns on lending apps
Operation Hafta Vasooli- Know What RBI crackdowns on lending apps The campaign – Hafta Vasooli was boosted for unfair lending practices by digital lending platforms. Zee business carried out the sting operation, in order to gain more influence over illegal lending practices. The purpose of launching this campaign was to protect innocent borrowers who had […]
Home Loan
Home Loan Every person dream of having their own home at some point in their lives. Owning a home gives a person a sense of safety and stability, especially in a country like India where a person’s worth or social standing is sometimes also being judged by them owning a house. Dual income of both […]
The Affects of Debt to an Employee
The Affects of Debt to an Employee Management and Corporate Leaders always want to perform their companies at their optimal levels. One of the primary ways of doing this is by ensuring that their employees work in stress free environments at their workplace, however sometimes despite company’s best intentions employees’ personal problems start to affect […]
The Affects of Harassment from Recovery Agents
The Affects of Harassment from Recovery Agents Due to incessant abusive calls and visits of recovery agents, customer’s mental health takes a massive beating, these defaulting customers often tries to hide these sufferings from their near and dear ones due to the social’s stigma associated with loan defaulters in our country, which in turn leads […]
Generational Wealth
What is generational wealth? In simple words generational wealth are an asset, which is passed on to next generations in the form of tangible assets or rights. If you can leave behind some wealth for your future generation then you are contributing to the growth of generational wealth in your family. Generational wealth usually is […]
