5 Principles for Debt Management
Managing multiple EMIs, credit card dues or outstanding debts can quickly become stressful, especially when repayments start taking up a large part of your monthly income. The Reserve Bank of India (RBI) has reported significant growth in personal loans in recent years, highlighting how increasingly common unsecured borrowing has become among Indian households. As borrowing […]
3 Benefits for Debt Settlement – Single Debt
3 benefits for debt settlement For anyone who is servicing multiple debts, they can face many difficulties. With multiple monthly payments, it can be challenging to balance the budget and the outstanding loan balances. And if it turns out wrong or your recovery agent starts harassing you for the repayment of the outstanding amounts, your […]
What’s the Difference Between Debt Consolidation and Debt Settlement?
What’s the Difference Between Debt Consolidation and Debt Settlement? Debt consolidation and debt settlement are both financial components for improving debt load. These components work quite differently and are used to resolve many debt-related issues. Debt consolidation and debt settlement are both forms of debt relief that may help you manage your debt, but they […]
Trapped in Loans? How CIDA Negotiated a ₹9.3L Savings & EMI Reduction
Restructured five business loans with moratorium periods, reducing his EMI by 42% & negotiated a settlement of 51% discount on four business loans. Imran H from Mumbai. (Due to confidentiality, we have not provided their photos, real name or the name of their business.) A businessman in Mumbai was running a successful manufacturing business for […]
From ₹76K EMI Burden to ₹35K Plan—How PDP Brought Stability in Tough Times
Stopped harassment, restructured a loan & moratorium period. Mukesh P from Mumbai. (Due to confidentiality, we have not provided their photos, real name or the name of their business.) A 48-year-old living in Mumbai had connected us because he was experiencing excessive harassment from his creditors with whom he had missed more than two EMI […]
Beating ₹16.6L Debt: A Kolkata Professional’s Journey to Financial Stability with PDP
Stopped harassment, Negotiated a Settlement for four credit cards with 70% to 50% discount. Ranjit S from Kolkata (Due to confidentiality, we have not provided their photos, real name or the name of their business.) A 32-year-old postgraduate from Kolkata, married with two children was struggling to pay his EMI, he had four credit cards […]
Breaking Free from Debt & Harassment: How PDP Rescued a Pune Man from a Financial Nightmare
Stopped harassment, put forward a defence to stop an order by the arbitrator to remove his movable goods. Trevor M. From Pune (Due to confidentiality, we have not provided their photos, real name or the name of their business.) A 32 years old single male from Pune living with his parents, was struggling to pay […]
What Should You Do If You’re in Debt in India?
What should you do if you’re in debt in India? Being in debt in India has now become more and more stressful, What should you do if you’re in debt in India With high profile debtors and fraudsters like Nirav Modi, Vikram Kothari and our favourite Vijay Mallaya has made life for the ordinary debtor […]
The Affects of Debt to an Employee
The Affects of Debt to an Employee Management and Corporate Leaders always want to perform their companies at their optimal levels. One of the primary ways of doing this is by ensuring that their employees work in stress free environments at their workplace, however sometimes despite company’s best intentions employees’ personal problems start to affect […]
The Affects of Harassment from Recovery Agents
The Affects of Harassment from Recovery Agents Due to incessant abusive calls and visits of recovery agents, customer’s mental health takes a massive beating, these defaulting customers often tries to hide these sufferings from their near and dear ones due to the social’s stigma associated with loan defaulters in our country, which in turn leads […]
