Ghanshyam Jadhav

May 29, 2026

One of the most persistent myths in personal finance is that if one stops paying their EMIs and lies low for 7 years, their…

May 7, 2026

One loss in meeting an EMI deadline or a loan default and CIBIL score immediately crashes from 750 to under 550. Next comes the…

April 24, 2026

If your days are spent worrying about receiving calls from recovery agents and piled-up EMIs, then you are not alone, and you are not…

April 15, 2026

For India’s growing middle class, juggling rent, EMIs, children’s school fees, ageing parents, and a dream of owning a house is the norm. To…

April 8, 2026

If you are also living from paycheck to paycheck due to the burden of EMI, credit card payments, and other loans, then you are…

April 1, 2026

Every month, thousands of Indian business owners and salaried borrowers make their EMI payments on time, and are still under financial stress. The culprit…

March 25, 2026

You work hard. You earn. You save. Yet somehow, money still feels like a puzzle that no one ever taught you to solve. Rising…

March 19, 2026

Your CIBIL score is your financial report card in India, a three-digit number that lenders check before deciding whether to approve your loan or…

March 4, 2026

Marriage is often described as a partnership, a joining of hearts, minds, and—inevitably—wallets. But what happens when that partnership feels more like a tug-of-war?…

February 26, 2026

Most people in India today have to juggle personal loans, a top-up loan, and sometimes even multiple EMIs across lenders. Around 55% of India’s…