Buy Now Pay Later

With the outbreak of the COVID-19 pandemic, installment payments have exploded in popularity along with a normal surge in online shopping. Among this installment, we are commonly hearing the term buy now pay later which is becoming increasingly popular with consumers. At first, this may sound convenient and easy, but it ultimately spells financial trouble […]
Struggling to repay you Credit Card Debts? Seek help from Specialist Credit Counsellors and Debt Management Advisors

Struggling to repay you Credit Card Debts? Seek help from Specialist Credit Counsellors and Debt Management Advisors Have you wondered why credit card money is easy to spend and difficult to repay? Having a credit card has become an important asset for people to meet their monthly expenses. Credit cards not only offers you the […]
RBI Observed Financial Literacy Week in February

CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. The Reserve Bank of India (RBI) has declared February 14 to 18 as financial literacy week in order to promote financial education among the public. The program is aimed at educating the general public on the importance of financial literacy and […]
The 900-Credit Score: What it Means and How to Get One

CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. Your credit score is the most important factor affecting your future purchases. This three-digit number indicated your creditworthiness or the likelihood that you’ll repay money you borrow. It is generally considered that a credit score in India ranges from 300 to […]
Money Management Basics: Top Tips for How to Manage Your Money

CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. From paying off debt to maintaining savings for the purpose of emergency savings in the bank, your financial fate hinges on key management basics. It is important to get familiar with the fundamentals of how to manage money from the base […]
What Is a Zero Balance Account (ZBA)?

CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. A zero-balance account (ZBA) is pretty much exactly what it sounds like: a checking account in which a balance of zero is maintained. When funds are needed in the ZBA, the exact amount of money required is automatically transferred from a […]
Recurring Deposits

CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. The Reserve Bank of India, has over the years introduced various schemes to educate the public on how to save money. One of the key directives issued by RBI was the introduction of term deposits and the interest applied on such […]
Banks and Banking Systems in India – Origin and Evolution

CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. What is a Bank? Most of us are familiar with the banks and banking systems in our daily life as we must have seen our parents either drawing out cash or making deposits into their bank accounts. Back in the day, […]
Easy Ways to Make Monthly Payments

CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. Easy Ways to Make Monthly payments Spending on your credit card is easy but paying back your credit card bills can take some discipline for some people. It sometimes takes some planning to make your payments on time. In order to […]
3 Warning Signs of Having Too Much Debt

CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. If you don’t know how much debt is too much, and you’re worried that you’re heading into the deep end, then you’re not alone. The majority of people in India are struggling from being in too much debt. One main problem […]