Are Bank Recovery Agents Crossing the Line? Here is How to Stop Harassment from Recovery Agents
How to stop recovery agent harassment? In India, consumer rights have been disregarded for a long time, especially when collecting outstanding dues like bank loans and credit cards. There are numerous cases of oppressive and illegal conduct by recovery agents attempting to collect pending or missed dues on behalf of the banks. In the past […]
The 900-Credit Score: What it Means and How to Get One
CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. Your credit score is the most important factor affecting your future purchases. This three-digit number indicated your creditworthiness or the likelihood that you’ll repay money you borrow. It is generally considered that a credit score in India ranges from 300 to […]
Money Management Basics: Top Tips for How to Manage Your Money
CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. From paying off debt to maintaining savings for the purpose of emergency savings in the bank, your financial fate hinges on key management basics. It is important to get familiar with the fundamentals of how to manage money from the base […]
Behind the Scenes: How Debt Settlement Companies in India Works and the Risk You Face
CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. Debt settlement in India is simply defined as an agreement made with creditors to accept less than the amount you owe. It means that creditors will stop harassing you for the money if you settle down your amount. For many people, […]
What Is a Zero Balance Account (ZBA)?
CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. A zero-balance account (ZBA) is pretty much exactly what it sounds like: a checking account in which a balance of zero is maintained. When funds are needed in the ZBA, the exact amount of money required is automatically transferred from a […]
Recurring Deposits
CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. The Reserve Bank of India, has over the years introduced various schemes to educate the public on how to save money. One of the key directives issued by RBI was the introduction of term deposits and the interest applied on such […]
Importance of Credit Score
CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. Have you ever wondered how lenders decide if you qualify for credit? Well, each person has a credit file which carries a score that decides importance Have you ever wondered how lenders decide if you qualify for credit? Well, each person […]
The Meaning and Implications of Your CIBIL Score
The Meaning and Implications of Your CIBIL Score A person may encounter people talking about CIBIL score quite often these days, especially when he or she tries to avail any type of credit from financial institutions. In such scenarios, it becomes very important to be aware of this very crucial terminology which reflects one’s credit […]
Coping with Financial Stress
Coping with Financial Stress Millions of people around the globe were affected by the financial crises and stress caused by COVID19 and the subsequent lockdowns. The global economy was adversely affected where many jobs were lost, and many businesses were on the edge of shutting down. The crisis had made people vulnerable, not only were […]
Cheque bounce impacts your CIBIL score at large
“Cheque bounce impacts your CIBIL score at large” Maintaining a clean streak in your financial track is very important and proves to be excellent for your CIBIL score. But normally, people are unaware of the fact that how important the concept of CIBIL score is, and the way it affects your financial bubble. We all […]
