Why Is Financial Literacy an Important Topic for Youths

Youth growth and well-being are greatly impacted by financial knowledge. Check out these key arguments about the importance of financial literacy for youths. Finance Management: It aids in their understanding of ideas like budgeting, saving, and investing, empowering kids to make wise financial decisions. This lays a strong foundation for their financial stability and independence […]

Harassment By EMI Vendors Led To Art Director’s Death

Finance officers of loan companies can sometimes contribute to severe mental stress in people through various actions and practices. It’s important to note that while some individuals in these roles may engage in questionable or unethical behavior, not all finance officers or loan companies are involved in such practices. Today we have heart-wrenching news on […]

How to Raise Your CIBIL Dispute and Improve Your Score

A CIBIL dispute refers to the process of raising a formal complaint or disagreement with the Credit Information Bureau India Limited (CIBIL) regarding any inaccuracies or discrepancies found in an individual’s credit report. What Is CIBIL Dispute All About? A credit report is a comprehensive record of an individual’s credit history, including details of their […]

How to Remove Name from CIBIL Defaulters List?

Have you found yourself caught in the challenging position of being named on the CIBIL defaulters list? You should investigate what caused the default and take steps to rectify it as soon as possible. This could involve contacting the lender to arrange a payment plan or appealing to the credit bureau to remove the default […]

What Are the Essential Financial Habits for a Debt-Free Life

Living a debt-free life is an aspiration for many individuals. It requires a commitment to adopting essential financial habits that promote responsible money management and reduces reliance on debt. In this blog post, we will explore the key financial habits necessary to achieve and maintain a debt-free lifestyle. Including these healthy habits in your routine […]

How do bad financial habits affect your future?

Bad financial habits can have a profound and lasting impact on your future financial well-being. From excessive spending and accumulating debt to neglecting savings and failing to plan for the future, these habits can hinder your ability to achieve your financial goals and create financial stability. In this blog post, we will delve into the […]

Does stop payment affect your credit

It’s crucial to understand how certain decisions can effect your credit score when handling your finances. Stop payments, as the name suggests, are a type of financial word that relates to telling your bank to cancel a previously authorised cheque or payment.This article’s goal is to explain the consequences of making a stop payment and, […]

How Can Smart Money Management Help You Achieve Your Financial Goals

Achieving the vision-aimed financial goals seems like a drift these days. Whether it’s saving for retirement, purchasing a dream home, or starting a business, smart money management is the key to turning aspirations into reality. Today’s blog is emphasized how great financial practice can take you a long way to success in terms of financial […]

Lost Your Job And Can’t Pay Your Personal Loan

Lost your job? We understand it can be really stressful. And, when you have financial issues like personal loan EMIs, it makes your worry load some. If you find yourself unable to meet your loan’s Equated Monthly Installments (EMIs), it’s crucial to proactively manage your situation and explore strategies to navigate this difficult period. Today, […]

Government Has Brought Credit Card Spend Under LRS Ambit

The Central Government has changed the Foreign Exchange Management Act guidelines to include credit card spending outside of India under the Liberalised Remittance Scheme (LRS). As a result, from July 1, such credit card transactions will be subject to a 20% tax collected at source (TCS). The amendment was implemented this week by the Central […]